“I know a guy, who knows a guy… blah blah blah… mortgage rates!”


I laugh and cry when a conversation starts off with these words from a client, friend or anyone discussing mortgage rates.  I laugh because I know where the conversation is heading and know the truth that I’m going to have to unravel for them… and I cry because I know where the conversation is heading… [Read More]

Buy More Home with a Low Down Payment!


It’s official!  All major agencies have announced loan limit increases in most counties for 2019.  What does that mean for you? Basically you are able to purchase or refinance a more expensive home with a higher loan amount using a traditional loan program; conventional, FHA or VA mortgage.  In most counties in 2018, you were limited… [Read More]

Improve Your Odds of Getting a Home with a Mortgage Pre-Approval

purchase real-estate-3337038_640

Buying a home is one of the biggest financial transactions people experience in their lives, so it’s no wonder financing is one of the biggest challenges buyers face when shopping for a new home. Even though the finance part of home buying can be stressful, the good news is there are steps you can take to… [Read More]

Online Mortgage vs. Human Experience in a Digital World


A lot of energy and resources have been focused on online resources and the “digital mortgage” experience in recent years. Even Amazon recently announced their potential involvement in online mortgage lending too. Sure, getting a mortgage online can be quicker, less hassle, and possibly combined with lower rates and incentives. But those advantages may come… [Read More]

Concerned About Another Market Crash?


(This one is a little long, but I need to address this.)  I speak to clients, friends, family, and other current or potential homeowners and people that work in the real estate or mortgage industry on a daily basis.  It’s inevitable that the thoughts of the 2008 recession and market crash are in the back of almost… [Read More]

Welcome to Our Website

09172015092114gradient_blue (1)

First off; thank you for visiting my website.  I put off creating a personal website for the first 15 years of my career because 1) my 2 year old is more tech-savvy than I am, and 2) I just never had the time to research and figure out how to do it… but I finally… [Read More]


Welcome to Alex Kandah – Bank of England Mortgage! Please check back for future articles and information.